A former client wanted to know how she could “blow away” her mortgage. As I tried to steer the conversation towards refinancing to more favorable terms, she cut me off.
“I don’t want to refinance,” she said. “I want to make it go away.” It seems she’s joined a new church, and the minister preaches about the heavenly state of being debt-free (I wondered if that was a consumer-protection tip, or just a way to free up more cash for tithing, but I didn’t ask).
Would she want me to come up with a payment plan that cut the 25 years left on her mortgage down to say, 15 years or fewer? “No,” she said again, “I need advice on how to legally stop the mortgage.”
I said that short of moving, winning the lottery, or coming into an inheritance, I had no viable suggestions for her… and was she sure that the deity she worshipped loved her any less if she had a mortgage?
She thanked me for my time and said that it isn't a question of her not being loved. I told her I was glad to hear that, and we ended the conversation.
I can’t help but wonder, if we don’t take our monetary debts to heaven, why would any divinity or preacher care about earthly mortgages?
“I don’t want to refinance,” she said. “I want to make it go away.” It seems she’s joined a new church, and the minister preaches about the heavenly state of being debt-free (I wondered if that was a consumer-protection tip, or just a way to free up more cash for tithing, but I didn’t ask).
Would she want me to come up with a payment plan that cut the 25 years left on her mortgage down to say, 15 years or fewer? “No,” she said again, “I need advice on how to legally stop the mortgage.”
I said that short of moving, winning the lottery, or coming into an inheritance, I had no viable suggestions for her… and was she sure that the deity she worshipped loved her any less if she had a mortgage?
She thanked me for my time and said that it isn't a question of her not being loved. I told her I was glad to hear that, and we ended the conversation.
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real_lawyer- LitaWrites
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