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That’s Planning!

Caller:  Hi, you were recommended by ### as someone who could help me avoid foreclosure.

Real Lawyer:  Well, I can certainly try.  Let’s start with the basics:  how far behind are you in payments, and do you have a steady source of income?

Caller:  I just bought the house three weeks ago and lost my job last week.  I can’t ask my closing lawyer because it was my aunt and I want to protect my privacy.

RL:  OK, but your first payment probably isn’t until October 1st, so you aren’t yet in risk of foreclosure.  Maybe you’ll get a job before that?

Caller:  Probably. But I like to plan ahead.

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