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What Goes Around, Comes Around

Yesterday’s blog sort of reminded me of an incident that occurred years ago.  A couple was buying a home and needed a mortgage.  He worked for a major bank, so it was logical for him to get his funding from his employer (the closing costs were negligible and the terms were very, very favorable).

But at the contract signing he laid out the reasons he wouldn’t be applying to his bank for a mortgage.  Primarily, he said, he didn’t “want them to know all [his] family assets and business.”  His wife thought that was silly, because “who cared about them knowing if we save a lot of money?”

The husband prevailed, and his mega-bank did not get the application to fund his home loan.

At the closing, as I shuffled though their mortgage documents, I found that the loan had been sold and, of course, the lender would now be the giant bank that employed the husband. Seconds after I shared this information, the wife raised her fist and hit her spouse, seemingly very hard, in the shoulder.

She yelled as she pummeled him a few more times: “You jackass! We ended up at [your bank] anyway, but we’re not getting any of the benefits!”

There’s a moral here; I just won’t insult your intelligence by stating the obvious.

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