Over the years, I’ve learned that there is a direct correlation between the amount of work and preparation I put into an appointment and the probability it will be canceled or adjourned.
If all I needed was a legal pad and pen, the appointment almost always goes off without a hitch. If I need to make extensive changes to, and then make five photocopies of, a 20 page document, the odds are overwhelming that the deal will die within one hour after the last set of papers is stapled together.
So I knew better than to date the documents when I prepared (over the course of a few days due to the unusual terms) a six page Note, a 21 page Mortgage, and assorted other supporting documents for a closing yesterday. Sure enough, the closing was postponed.
Superstition or practical habit? I don’t care what you call it; I just don’t place a date on any documents until I am sitting at the table, accompanied by the parties and their checks.