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Tossed Salad Friday

~~~ Are you wearing red today? www.goredforwomen.org/

~~~A former client called to ask if she was being ripped off at a re-fi closing.  She was taking out a new loan with her current lender, and was being asked to deposit four months of escrow money for the May taxes, when the lender already was holding about the same amount in her escrow account.  I told her that while it may feel like a rip-off, and look like a rip-off, it is a common practice of lenders to take new money while holding the old for 30 days before refunding the excess.  It is just another example of how the deck is stacked against borrowers, as she has to borrow more than she really needs, just to get a refund a month later (her taxes are over $16,000 a year, so that’s $5,000+ extra to borrow, pay a mortgage tax on, buy title insurance on, and pay interest on for even 30 days).

~~~I’ve been lecturing on real estate law for decades, but I still get a thrill when my Bar Association asks me to lecture newly admitted attorneys about this field.

~~~Remember that attorney who instructed me not to “dawdle” a few weeks back?  I e-mailed him on this transaction, and here was his complete response:  Been on a fooking boat for the past 10 days just landed at jfk back in office tomorrow.  Seriously?  You need to send me this, rather than just waiting to reply the next day?

~~~If 75% of what Mark Sanford said at his “I’ve been unfaithful” presser was true, and 50% of what Jenny Sanford wrote is accurate, then I don’t know who was dumber:  the SC voters who elected Mark, or Jenny for marrying a man who negotiated the word “faithful” out of his wedding vows.

~~~I have decided to delete without reading most e-mails that come to my personal account with FW in front of the subject line.  How many more “real age quizzes” and pictures of giant dogs draped over bitty babies can one person look at without going crazy?  And who has the time to inform the sender that s/he is circulating one or more of those ridiculous hoaxes that have been going around for years and years and years (and all start: FW: IMPORTANT! READ THIS!)? I think this is a better solution for me than following the advice of a colleague who, on the first day of every month, declares “e-mail bankruptcy” and deletes every single thing in her inbox that she has neither replied to nor flagged as important.  Someone will eventually think it rude of me not to “send this back [to me] and 10 other friends so you know you’re loved” but if you have to get your validation from people replying to your forwards, I’m sure I would have pissed you off eventually anyway.

~~~I’m trying to muster enthusiasm for the game on Sunday.  And get up some anticipation for spring training.  But as of now, I’ve got nothing.

Have a great weekend!


( 4 comments — Leave a comment )
Feb. 5th, 2010 02:11 pm (UTC)
I do the same thing about cleaning my e-mail every Friday before I leave work. If it isn't marked important I delete it. I get at least 3 or 4 e-mails a week telling me to avoid perfume in a parking lot and how many angels are just sitting around waiting to be summoned when you send the e-mail to 10 friends. Craziness!

I vote Jenny was dumber. If a man can't promise not to cheat on your wedding day, you have to really question your reasons for marrying him. So unless you want to be seen by the public as a calculating bitch wanting power through him, you have to show you were dumb.
Feb. 5th, 2010 06:52 pm (UTC)
What did the angels all do before there was a world wide web?

Have a good weekend.
Feb. 5th, 2010 06:35 pm (UTC)
Go Saints!
I'm excited because a whole city is energized. Other than that, I've got no pony in the race, as they say.

I am very tired of getting spammed from my friends and relatives. How many different ways can you read about how cute puppies are, how stupid men are, how dumb blonds are, etc.? And the ones who keep falling for the hoaxes make me scream. ARRRRRGGGGGG! I told my father "if you wouldn't waste a stamp on that to mail it to me don't send it."
Feb. 5th, 2010 06:56 pm (UTC)
Super Bowl
No pony? Colts are in the game, so you could definitely have a pony in the race!

I like Peyton Manning's personality and I am in awe of his skills. But since I don't root for his team, and I don't detest the 'Ain'ts, I am really finding it difficult to get up a head of steam on this one. Plus, for the first time in years, we are neither hosting a party not attending one on Sunday, so it is definitely just a football game as far as I am concerned.

I like what you told your dad. If it isn't worth 44 cents, don't bother sending it along!
( 4 comments — Leave a comment )



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