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Tossed Salad Friday

~~~ I am devastated by the passing of J.D. Salinger.  His writings amused, entertained, mystified, and disturbed me (I’ll admit, I cried for days: Why, Seymour, why?). I carry a quote from Franny & Zooey in my wallet, and it has guided me for four decades:  "I'm not afraid to compete. It's just the opposite. Don't you see that? I'm afraid I will compete--that's what scares me."  Mr. Salinger may not have cared to mingle with the masses or continue to write for us, but I am grateful for his literary works every summer, when I re-read Catcher In the Rye or Raise High the Roof Beam, Carpenters, or my favorite, F & Z.

~~~When you apply for a mortgage and the lender “guarantees” your rate for 60 days, ask if that guarantee runs from application or final approval.  Borrowers get fooled all the time with 60 day lock-ins that run from the dates they apply, when the reality is that lenders may take 45 days to approve loans plus the transactions may take 90 days to close.  Yet buyers still let the rate alone guide them in choosing a lender, though the rate may likely expire long before they’re ready to close.

~~~Thinking about a new credit card or changing banks?  I have tons of anecdotal evidence that the very worst company to deal with is Capital One.  Stay away from Capital One.

~~~I thought I held the same amount of scorn for the conservative members of the SCOTUS (except Clarence Thomas skeeves me out), but Sam Alito has jumped to the top of my “wish you no harm but get the hell out” list.

~~~I had to buy a new face wash, as my hand ached from pounding the open bottle on my palm in the shower every day.  I faced reality:  there was not a drip or drop left.  And then I faced facts:  the $16 cleanser I favored was history, now replaced by the one on sale for $2.99.  Not a big deal in itself, but that humbling moment certainly kept me from daydreaming about owning an iPad!(Also, I am so glad I am not alone in wondering why the heck Apple made their new tech product sound like something I’d buy with a $1 off coupon at CVS.)

~~~My dogs have spent the last two days asleep in my office.  There were no clients expected, so I felt safe that their presence would not be seen as unprofessional.  But there’s an economic prophecy in the fact that two canines can slumber the day away in a law office without anything to rouse them from their snoozefest.

If you are a fan of Adriana Trigiani’s Very Valentine, be happy! The sequel Brava, Valentine is available, and having devoured it a few weeks back, I can share with you that it is so very nice to step back into Greenwhich Village and travel the world with these wonderful characters.

~~~A friend described her resentment at being locked in a job she detests, as she has found no alternative to “free [her] from hell.”  When I reminded her that she at least gets a regular paycheck, which is more than I receive, she shrugged and said “yeah, there’s that.”

On that less-than-cheery note, have a great weekend!


( 4 comments — Leave a comment )
Jan. 29th, 2010 03:05 pm (UTC)
Keep the "TSF" going! I like this new feature.

My brother hates Capital One with a passion that cannot be described in clean words. Add him to your other evidence. And thanks for the book tips. I don't know the author but I will check out both books.

Have a good weekend.
Jan. 29th, 2010 09:17 pm (UTC)
Thanks so much. I appreciate your reading my blog.

I have gotten more than one dozen e-mails saying how much people hate Capital One. That just adds another layer to the dozens of stories I've already heard about the nightmare of poor service + obscenely high interest rates.

If you're in a cold clime: stay warm this weekend!
Jan. 29th, 2010 03:15 pm (UTC)
I also like Tossed Salad Friday
Tons of us thought just the same thing about the stupid name iPad. C'mon, Apple: you had no better choices?

I will be rereading some Salinger soon; I think the book touched a lot of teenagers.

Thank you for being the voice that says "I have no money but things can still be amusing." I'm dating myself, but you might be the Erma Bombeck of hard economic times. Plus, with good RE advice.

Hang in there.
Jan. 29th, 2010 09:20 pm (UTC)
That is very high praise!
Thank you. My mother thought Erma Bombeck was hysterical!

I'm finding that though I am deriving no joy from teetering on the edge of financial ruin, others are enjoying my take on the subject. Go figure.

Have a good, warm weekend!
( 4 comments — Leave a comment )



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