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When my daughter was young, we had a blizzard the day before I had a closing.  I wondered out loud if the closing would be postponed because the snow drifts were very high.  She asked me if the buyers had kids, and when she learned they did, urged me to go to the closing.

Why?  The buyers’ kids “probably want to make snowmen and it would be really mean to make them wait before they could own their snowmen.”

That seemed fair to me then, and in a way, it still seems fair to me now.  The security of home ownership is eroding fast, but I continue to hope every kid gets a chance to make snowmen and women they can call their own. 

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