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Hold On & Tread Water

The homeowners sat at my table looking for a lifeline that would let them hang onto their home. One partner has a degenerative disease; her disability payments are less than 30% of her previous salary. The other always relied on overtime to pay her share, and “there hasn’t been any OT for 18 months.”

We went through viable options, and though I didn’t promises anything, I assured them that I would do my best to help them achieve their desire to stay where they are.

“Thanks for trying,” said one homeowner. “Most people we talk to about our money problems treat us like this is all our fault. We’re drowning, but we didn't jump off the boat voluntarily.”

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